I got to continue my Warhammer 2 Direfin Vortex campaign yesterday. I've embraced the pirate life, completely abandoning my settlements, the last of which ended up being taken right before I went to bed. Income is a bit of a struggle, though the shipwrecks and the money from sacking is enough to support my current two armies while I work on getting some more pirate coves to increase my income. It would be nice to be able to afford to upgrade my low tier troops though, as the bigger AI factions have upgraded theirs and often have multiple full stacks walking around.
I'd never lost all of my settlements before, so I wasn't quite sure what would happen, but apparently it means my second army will now suffer attrition every turn until I conquer a new one. My main army is a horde though, meaning it is basically a mobile settlement, so it can apparently sustain itself. If I'd known this beforehand, I'd have invested in making my second army a horde too, but now it would be a waste to replace the lord as he just got to level 22.
Then again, I lost a regiment of renown (a unique version of a regular unit) while doing Direfin's quest battle and the only way to get it back is to stand in your own territory, so I need to conquer something anyway if I want it back.