Except getting to that high a level requires a ton of time and a tedious grind. I opted for taking my chances with enemies well above my level. Sometimes it's easier than expected, sometimes it takes a while and you lose your allies and weapons, but it's definitely not as time consuming and tedious as the leveling up grind.
That said, I know I'll likely have to take the end game more seriously and prepare for it better.
honestly i didn't find the grind that heavy. i seem to get like +2 skill points per level and if you do side content you get +1 and every unique piece of loot, side mission, artifact will net you big exp. hell do some of the raids and you easily can be walking away with upgrade points in one go.
i was selective as to which skills i picked, namely raven/bear skills. Anything bow based i generally ignored . Stuff like the slowmo dodge, stomp, adrenaline bars, increased damage with adrenaline bars filled, recover health when hitting enemies, reduce height or passively filling adrenaline whilst in combat were my main options.
i think i really should have try some challenges when i was under powered but i was fine leaving them alone and coming back later namely because i bounce all over the map going north or south and on the way i just stop by and finishing them off.
it also helps that i have the complete edition so DLC/expansion packs mean extra opportunities for levelling.
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